Quick Payment Process
Application takes 7 minutes. Funding to a your debit card is instant. Direct deposit to your bank account same day.
Safe & Secure Process
Full privacy of your data, work with HTTPS protocol and data protection. We use best encryption and security protocols so your data is safe.
No Credit Needed
Unlike most financial institutions, we do not require your credit history information to arrange a loan for you.
Direct Lenders for Personal Loans – Fast Cash Online
If you’re looking for fast cash, you may have heard that it’s best to borrow some from a direct lender. Why is this the case? Working with a direct lender gives you better chances of loan approval. At the same time, you won’t have to spend a lot of time proving your creditworthiness. Direct lenders have less strict policies, which makes their services accessible to a greater segment of Americans.
The team of Filld offers a wide range of loans from the best direct lenders on the market. Let us tell you some more details in this regard!
What Is a Direct Lender?
A direct lender loan is a type of loan taken out from a private lending company, with no third party involved. It usually carries a relatively low interest rate and service fee. Apart from being more affordable, it is also fast and convenient to use.
Direct lender payday loans come up with other perks such as income-based repayment plans where the payments are based on your salary. This way, your personal budget won’t suffer too much.
Now that you know what to expect from direct lenders, you should learn the benefits they offer to borrowers. Here are some of them:
- Confidentiality of personal data
- Fast and convenient application process
- Quick funding through direct deposit
- Less meticulous credit history check
- Adequate extra charges
The minimum and maximum loan amount to borrow at Filld ranges from $200 to $5,000. However, there might be some differences. Each type of loan, size of loan, and loan application may come under strict terms and conditions.
Each U.S. state has its own policies for direct lender loans. For example, you can borrow not more than $300 in the state of California and up to $1,000 in the state of Idaho.
Types of Loans Offered by Direct Lenders
When you need money to cover your emergency needs, you refer to financial institutions for help. Direct lenders happen to be the most convenient source of funding that doesn’t require much tıme and effort. Moreover, good and bad credit holders have direct lender loans to choose from. Here are the most common options to consider:
- Installment loans are short-term funds borrowed from a private lender for a particular period of time. Although they feature relatively high interest rates, they are more flexible in use. You won’t need to pay the whole loan amount at once. Instead, you will have several payments to make within 3, 6, or more months.
- Payday loans are short-term funds to cover emergency expenses by the next paycheck. They feature relatively moderate interest rates that must be paid off along with the main loan amount. Once the due date comes, direct payday loan lenders charge the repayment from your bank account automatically.
- Tribal loans are offered to borrowers that belong to Native American and Indian tribes. They serve as a smart alternative to payday loans for those people who seek emergency cash.
How Direct Lenders Help Borrowers with Bad Credit?
Direct lenders do something for bad credit holders as well. Even if your FICO score is below the average, you still have a chance of approval. After all, there are many factors to consider while reviewing your personal application. But the main thing is that you can prove your capability to cover your debt on time.
At FILLD, borrowers with bad credit scores are welcome to apply. We are ready to assist you no matter what your background is.
Most direct lender loans are processed with no credit check. In fact, they are processed with no detailed credit check. We take a look at your credit past to have a general understanding of your financial reputation. We are not going to judge you for your past mistakes.
Our Customers Says
Perks of Direct Lender Loans Promised by Filld
The process of applying for direct lender online loans at Filld is super easy. Our team has an extensive experience in this sphere. In fact, we offer:
- Simple online application that takes just a few minutes to complete
- Fast approval
- Quick funding to a personal bank account
- Efficient communication with our team of experts
- Convenient repayment scheme adjusted to your needs
We do know that lending regulations vary from state to state. So, we do our best to find the most attractive offers for all customers, depending on the state they reside in. This way, we make the lending services from direct lenders online more accessible.
Apply for Direct Lender Loans Online
The requirements set by direct loan lenders are not always the same. Depending on the state you live in and the type of loan you claim, you might have to follow different policies. To be eligible for direct online lender loans at Filld.loan, you must:
- Be 18+ (21+ in some U.S. states)
- Be a U.S. citizen or a U.S. resident
- Have a valid bank account
- Have a regular source of income
- Have an active contact number and an active email address
Apply for a loan from the best direct payday lenders now! It won’t take much time and effort to submit an online application. We will need just a few personal details. Then, we will check everything properly and provide you with our response.
An online loan application process lays out the terms and conditions. Upon approval, you will get a borrower’s contract with all the details. Your task is to check everything properly. If you have some questions, feel free to ask. If you are satisfied with the deal, put your electronic signature and wait for money.
We will deposit the requested amount of money to your personal bank account. And we will do our best to finalize the process within 24 hours. Sometimes it takes even less time.
Payday Loans near me
No, they don’t. It depends on the selected type of loan, the requested loan size, and the applicant’s credit past.
Direct lenders offer a wide range of lending services online. It means that an average borrower can submit his/her loan application on the lender’s website. If approved, money will be transferred to a personal bank account.
Yes, you can. You just need to visit the lender’s website, fill in an onlıne form, and wait for the final decision on your application.
You don’t need to visit a lender’s physical office to apply for a personal loan. Instead, you can do the same thing on the lender’s website.
Yes, they are. They offer something for everyone. Regardless of your credit background, you can pick up a type of loan that addresses your personal wants and needs.
No, they don’t. A reliable direct lender can’t give any guarantees without seeing an actual application. The final decision must be based on the results of research and analysis.
No, it’s not. To submit an online application, you will need to provide some personal details. The whole process won’t take much of your time.